Term	Annual Percentage Yield	Minimum Balance to Earn APY	Minimum Balance to Open
5 Month Ready Access CD*	0.50%	N/A	$500
10 Month	1.00 %	N/A	$500
25 Month	1.65 %	N/A	$500
60 Month	2.50 %	N/A	$500

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*Annual Percentage Yield (APY) is accurate as of the dates shown and available to retail and business customers. Minimum deposit of $500; no maximum. Not applicable for an IRA. Upon maturity, the CD will automatically renew into a similar term CD at the rate that is current at the time of renewal unless you direct us otherwise. Funds for the Ready Access CD must remain on deposit at least seven days, after which a full withdrawal of the principal balance plus accrued interest is allowable without penalty. A withdrawal prior to maturity will reduce earnings.

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